OBBB Tax Calculator

Estimate your federal tax impact under the One Big Beautiful Bill Act with tips and overtime deduction scenarios. Also useful if you searched for obba calculator or obbba calculator.

Jump To

Calculator Results Related Tools FAQ Medicaid Risk
📋

About OBBBA Tax Changes

What changes are reflected in this calculator?
  • Tips deduction: up to $25,000 with income phase-out.
  • Overtime deduction: up to $12,500 (single) or $25,000 (married filing jointly).
  • Income phase-out: benefits reduce at higher income levels.
  • Federal brackets: progressive tax rates are applied to taxable income after deductions.

This tool is an estimate generator for informational use. For official treatment and eligibility, review updates from IRS.gov and consult a tax professional.

How this estimate is calculated

Current system baseline

  1. Total income = wages + tips + overtime.
  2. Subtract standard deduction by filing status.
  3. Apply progressive federal brackets.

OBBBA estimate

  1. Start from the same income baseline.
  2. Apply tips and overtime deduction caps.
  3. Apply high-income phase-out if applicable.
  4. Recompute tax and compare savings.
📊

Calculate Your OBBB Tax Impact

$
Salary/wages excluding tips and overtime
$
Cash and card tips reported for tax purposes
$
Overtime premium pay above regular rate
Tip: you can share a pre-filled link after calculation.
📈

Ready to calculate

Enter income inputs and click "Calculate Tax Savings" to generate your estimate.

❓

FAQ

What is OBBB?

OBBB is used here as shorthand for tax provisions in the One Big Beautiful Bill Act used to estimate deduction-driven tax impact.

Is this calculator free?

Yes. You can run unlimited estimates without registration.

Does this include federal + state + payroll taxes?

No. This estimate is federal income tax only. It does not include state taxes, payroll taxes, tax credits, or itemized deductions.

How accurate are the numbers?

Use this as a directional estimate. Actual liability depends on full return details and final guidance.

⚠️ Important Disclaimer

This calculator provides informational estimates only and does not constitute tax advice. Consult a qualified tax professional for personalized planning.

🏥

Medicaid Coverage Risk Assessment

If you currently rely on Medicaid, this checklist helps you quickly assess possible coverage risk factors.